资金

DIRLF是一个全市范围的固定资产融资项目，由摄氏度管理. 应用程序s are evaluated by 的 摄氏度 based upon 的 proposed borrower’s ability to repay and 的 potential impact of 的 proposed project on Detroit’s economy. DIRLF资金最多可用于符合条件的项目成本的40%, 最多200美元,000. 剩下的60%可以由私人贷款人或借款者提供，或者两者同时提供. The borrower may be required to pledge certain assets not connected with 的 project and/or personal assets. The loan term(s) may vary, 但在任何情况下，其期限不得超过融资资产的使用寿命. 借款人亦须向摄氏度偿还所有自付费用, including but not limited to 法律费用, recording fees and filing fees.

The 摄氏度 Recovery Assistance Fund is a city-wide program for small to mid-sized Detroit businesses and is administered by 的 摄氏度. 该基金旨在解决受COVID-19大流行影响的网投十大可靠娱乐平台企业的需求. 所有潜在借款人都必须证明新冠肺炎对其业务的负面影响. Eligible businesses may receive between $50,000年和500美元,000 to be used for expenses such as payroll, 租金 payments and expenses to sustain and grow operations.  A 10-percent equity infusion is required to receive a flexible, low- interest rate with terms of from 5 to 15 years. 借款人须向学院偿还所有自付费用, including but not limited to, 法律费用, recording fees and filing fees.

The Small Business 贷款 Transaction program was established by 的 City of Detroit’s Downtown Development Authority (DDA) to assist existing/future building owners, 租户, and 企业主 located within 的 Downtown Development Area No.1. This revolving loan program provides funds for 的 construction, redevelopment or improvement of real property to owners and 租户. 在特殊情况下，它为新的和现有的业务提供营运资金. 贷款s issued under 的 SBLT program supplement private investment and require an applicant to secure 50 percent of 的 cost of a project through private sources. SBLT loans are available up 最多200美元,000建筑, 租户或企业，通常以低于市场利率提供.

The Housing/Office/Retail Development Program was established by 的 City of Detroit’s Downtown Development Authority (DDA) to stimulate additional residential and commercial activities in 的 Downtown District. This revolving loan program provides funds for 的 construction, 重建或改善位于市区发展区第. 1. To qualify for this program, an applicant must be ei的r 的 property owner or — for certain cases — 的 tenant in a building located in 的 Downtown Development Area No. 1. 贷款s issued under this program supplement private investment and generally require at least a 2:1 ratio of private to public funds. 贷款的实际条款和条件将在每个项目的基础上进行谈判.

The Residents/Real Estate loan fund was established by 的 EDC to foster gr吃er investment in 的 real property rehabilitation projects by City of Detroit residents. 所有居民/房地产贷款仅限于房地产改造项目拥有, operated and financed by City of Detroit residents. City of Detroit resident ownership is defined as a minimum of 60-percent ownership belonging to a resident with a minimum of two years of residency within 的 City of Detroit. 这些贷款的最高限额为75万美元，即项目成本的40%，以较低的金额为准. All loans are subject to standard credit underwriting as specifically detailed in 的 EDC’s Credit Policy Manual.

The National/Regional/ Retail/Restaurant 贷款 Fund was established by 的 EDC to help foster investment in national or regionally recognized retail and restaurant ventures. 贷款金额上限为50万美元，或项目费用的40%. All loans are subject to standard credit underwriting as specifically detailed in 的 EDC’s Credit Policy Manual.

The Non-Affiliated Retail/Restaurant Program was established by 的 EDC to foster investment in fill-in ground floor retail/restaurant ventures. 贷款上限为20万美元，或项目成本的40%，以金额较低者为准. All loans are subject to standard credit underwriting as specifically detailed in 的 EDC’s Credit Policy Manual.

为了有资格, borrowers must be able to prove ownership or demonstrated management responsibility for similar ventures. 他们还必须有一个有效的许可证/经营协议的提议的合资企业, as well as demonstrated financial capacity to complete build-out and provide necessary operating capital for a minimum of one year.